The Texas Seller's Disclosure: What to Know

In Texas, most sellers of residential property are required to give buyers a seller's disclosure notice. It tells buyers what you know about the home's condition.

What it covers

• Items and systems in the home and whether they work
• Known defects, like foundation, roof, or plumbing issues
• Water penetration or past flooding
• Whether the home is in a floodplain and any flood insurance claims
• Previous repairs, inspections, and treatments
• HOA, easements, and other conditions

Tell the truth

Disclose what you know. If you know about a problem and do not disclose it, it can create legal risk for you after closing. Honest disclosure protects you.

You do not have to inspect your own home

The disclosure is about what you know, not a professional evaluation. If you are not sure, say so.

Repairs and paperwork

If you have repaired something, note it and keep the paperwork. Receipts, warranties, and engineer reports reassure buyers.

When to fill it out

Before you list. Having it ready means buyers can review it before making an offer, which leads to fewer surprises during the option period.

Some sellers are exempt

Certain sales, like some estate or court ordered sales, may be exempt. Ask a real estate attorney if you are unsure.

I always review the disclosure with sellers before it goes out. It is one of the easiest ways to make a sale go smoothly.